Well thanks (ironical), now with release of the new version of LiveConfig, the home folder is owned by root and write protected. This makes it impossible for the users to even manually create the folders that applications create automatically (.bash_history, .selected_editor, .mc folder, .ssh folder, .fishsrv.pl, .drush, drush-backups, .cache) , making the ssh console connection really very user unfriendly. It will make the use of drush, the Drupal configuration tool, impossible without extensive changes as root. Therefore the feature request remains valid.
Taking into account your considerations I would reformulate it, to please separate from the home folder all that the user should not touch. That way there is no problem making the user folder writeable and owned by the user, which is the default in all Linux systems when a new user is created. When you go away from that default, you only seek problems.
I think the goal of LiveConfig or just any Hosting Control Panel should be that it is least intrusive as possible on the default behaviour of the operating system and in this case it is annoyingly intrusive.
Do you at all agree that a Control Panel should be least intrusive as possible?